Life & Health Insurance
Top-Tier Life & Health Insurance in Palm Coast, FL
Absolute Risk Services provides comprehensive life and health insurance to Palm Coast, FL residents. We pride ourselves on personalized service and accomplish our goals by continuing to be an independent agency. Our independence allows us to provide unbiased advice and deliver a comprehensive collection of potential health and life insurance policies. Most importantly, we are locally- and family-owned, giving us the perspective needed to provide personalized customer service to protect families and provide enhanced peace of mind. We know your challenges and volunteer in the community, making our team your best source for outstanding insurance coverage.
Find the Perfect Health Insurance Plan for Your Needs
Most employers must provide health insurance to employees under the Affordable Care Act. But there are exceptions, and some people may want better coverage than their employer provides. If so, our independent agency can help you select a quality plan. You never know when you might suffer a significant medical emergency, making health insurance crucial. We will find a comprehensive policy that covers:
- Long-Term Care
- Vision Coverage
- Dental Coverage
- Medical Expenses
- Surgical Expenses
- Hospital Expenses
Life Insurance for a Better Future for Your Loved Ones
Because we are an independent agency, we can provide you with more options than other companies. Nowhere is that more beneficial than life insurance, a crucial policy that financially protects your loved ones if you die. They can help with income replacement, wealth transfers, preservation, wealth accumulation, and income protection. Your options include:
Term Life Insurance
Term life insurance provides protection and flexible premiums for a specified duration, during which your beneficiaries receive a benefit. Many people opt for term life insurance until reaching milestones.
Permanent Life Insurance
If you want to provide your beneficiaries lifelong protection, you should secure a permanent life insurance policy for them. These policies feature fixed premiums and acquire cash value.
Your One-Stop Solution for Life & Health Insurance
Whether you want life insurance, health insurance, or both, you can count on our agency to deliver on our promise of unbiased, quality service. We have years of experience in the industry, and our team is dedicated to helping you find the best solution for your insurance needs. The health and life insurance industry can be complicated to navigate. But our agency does the hard work so you can focus on living your life. That’s the Absolute Risk Services difference.